You may already know this, but our cross country move has really dealt a blow to our finances. My husband took a better job with equal pay to his last one, with one giant exception. He's now salaried and sometimes works 12 hour days for 8 hour pay. No overtime $ here. :( This in itself would not be a problem, but we are in a major hole with our housing situation. We don't get enough rent money to cover our mortgage (and related expenses), plus we pay a ridiculous amount of money for our rental here because the housing market is all kinds of crazy. Long story short, we're losing about $1000 every month just in real estate! YIKES! Now our renters have decided not to send their payments because we didn't meet their ridiculous demands. Such a dilemma!
In addition, we left our 2nd van behind because we had a buyer going to make payments on it, then decided they couldn't afford it. What? So it's just sitting in Texas collecting dust. Let's hope those people aren't driving it! All the offers we've had on it are about 1/3 of our asking price (which is KBB value). I'd negotiate if anybody brought a reasonable offer. Pff.
I didn't tell you our sad money tale for sympathy, but to tell you how we're trying to fix it. We've lowered our expenses as much as we can for now. For example, we used to have a budget of $475 for groceries and household items. Not that we stuck to it very often, but that was the number on paper. That number has been reduced to $400. Feeding 6 people and keeping the toilet paper and pull-ups stocked for $100 a week is a challenge. I've found that using only cash to pay for these items helps. I don't have that visual, tactile reminder with a debit card.
I've also been trying to make extra money. You know my obsession with Swagbucks, so I won't go into details again, but know that there will be more Swag love to come! This is a referral, so when you earn so do I!
I have listed & am going to list some items on ebay. My seller name is thebeazhive.
I have always had advertisements on my blog, but they were just random and not always relevent. Now I am trying to bring more relevant ads to you. Things I think are interesting & I hope you do too. When you click on them and/or complete their requirements (like joining a group or signing up for a newsletter) I get paid a few cents to a few dollars depending on the ad. Sometimes there are referrals. If you sign up for a program I earn a percentage of what you make. Please don't feel like you have to click on or sign up for anything. In the future, I may be writing articles for certain companies or products. I will be compensated for my opinions & I will state that at the bottom of the post. I'm only going to write about stuff that I feel is appropriate for this blog. Sometimes these things lead to giveaways for readers! Yay for giveaways!
There is a super secret big project that I've been working on fo-evah, that I hope will be a money maker as well. I just need to get past a few more hurdles (mainly myself), and then the secret can be revealed!
I've joined several survey panels that pay in cash or rewards. I only started about 2 weeks ago, so I haven't cashed out on anything yet. I plan to cash out at the end of each month & I will give you totals then. There are a few I have done very well with already. I will be telling you about them in different posts along the way. If you want to get started right away here is one that I have signed up for & is currently open to new members:
I don't think there is a referral for this company, but if you do sign up through the above link, I will get compensated.
I know that this is a change for what once was only a family blog but our family has changed, I've changed, and this is reflective of our family now. More reflective of me personally. There's no obligation for you to spend your money to help out our family. I just want to help out my own family, while still bringing you content that is important to you. I'm sure most people are interested in saving money and/or making extra money, so I bet you understand where I'm coming from. As always, feel free to just ignore whatever doesn't pertain to you & enjoy what does. :)
If you have comments or questions, please feel free to leave them! I love my readers!